iGP offers you two types of investment account: the Wrap and Non-Wrap accounts.

The wrap account allows wealth advisers to wrap all your investments into one account and monitor your portfolio through regular portfolio rebalancing.

In return for active portfolio management, your adviser can apply an annual wrap fee based on the value of all investments wrapped in the wrap account. The amount of the wrap fee chargeable is directly correlated to the performance of the portfolio. Thus, the better the performance of the portfolio, the higher the wealth adviser's income. This successfully aligns both the wealth advisers' and the clients' interests.

Traditionally, there are charges involved in the switching of funds. But with the iGP platform, the wrap account offers you unlimited free fund switching. Switching from one fund to another will not incur any upfront fee.

Alternatively, if you do not require active portfolio management, the Non-Wrap account will suit your needs. The difference lies in the fees structure, where you will pay an upfront fee whenever you make new fund purchases.